* Welcome Rewards™ Store Credit Card: For new accounts as of 06/22: Variable Purchase APR of 27.74% based on the Prime Rate. Minimum Interest Charge is $2 per Credit Plan. Welcome Rewards™ Mastercard® Credit Card: For new accounts as of 06/22: Variable Purchase APR of 24.74%, 18.74%, 14.74% based on the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 26.74% based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance. Foreign Transaction Fee of 3% of the transaction in US dollars

1. Valid one time only. Duplicate offers will not be accepted. Offer is exclusive to Welcome Rewards™ Store or Welcome Rewards™ Mastercard® credit card holders enrolled in the Welcome Rewards program.

2. Must have valid email address and U.S. mailing address. Offer is exclusive to Welcome Rewards™ Store or Welcome Rewards™ Mastercard® credit card holders enrolled in the Welcome Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn a reward(s). Excludes MarketPlace purchases. 50 points per $1 spent are earned by using your Welcome Rewards Credit Card and an additional 50 points per $1 are earned for being a Welcome Rewards+ member. This rewards program is provided by Bed Bath & Beyond Inc. and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/bedbathandbeyondstorecard or comenity.net/bedbathandbeyond.

3. Limited to same day delivery. Limit of 4 times per year. Duplicate offers will not be accepted. Offer is available to Welcome Rewards members that are in the Welcome Rewards+ program tier.

4. Limited to standard shipping. Offer is available to Welcome Rewards members that are in the Welcome Rewards+ program tier.

5. Offer is available to Welcome Rewards members that are in the Welcome Rewards+ program.

6. Must have valid email address and U.S. mailing address. Offer is exclusive to Welcome Rewards™ Store or Welcome Rewards™ Mastercard® credit card holders enrolled in the Welcome Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn a reward(s). Excludes MarketPlace purchases. 50 points per $1 spent are earned by using your Welcome Rewards Credit Card and an additional 10 points per $1 are earned for being a Welcome Rewards member. This rewards program is provided by Bed Bath & Beyond Inc. and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/bedbathandbeyondstorecard or comenity.net/ bedbathandbeyond.

7. Must have valid email address and U.S. mailing address. Offer is exclusive to Bed Bath & Beyond® Store or Bed Bath & Beyond® Mastercard® Credit Card holders enrolled in the Welcome Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn a reward(s). Excludes MarketPlace purchases.

8. Must have valid email address and U.S. mailing address. Offer is exclusive to Welcome Rewards™ Mastercard® Credit Card holders enrolled in the Welcome Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes.